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For Households in the “Retirement” Red Zone

The Critical 3 Years Before and After You Stop Working

RETIRE SMARTER

How to keep more of what you've earned and turn it into income for life

Retire Smarter
Thursday, April 30, 2026 at 6:00 PM EST
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Here's Some of What You'll Discover:

  • How to legally reduce your lifetime tax burden in retirement — not just this year, but for decades to come.
  • The 7 costly mistakes that can quietly erode your savings in the years surrounding retirement — and what to do instead.
  • The NEW rules of retirement income — how to structure your withdrawals so your money lasts as long as you do. (Never again worry about running out of money.)
  • The hidden “Tax Bomb” that can detonate when one spouse passes — and how to protect your family before it quietly erodes your wealth.
  • Why two families with substantial savings can experience completely different futures — and the one decision that determines which one you become.

Darlene Pedrosa, CFP®, EA, helps people approaching retirement make informed financial decisions with greater clarity and confidence. She works with pre-retirees to coordinate the many moving parts of retirement planning—including income strategies, Social Security timing, tax efficiency, investments, and long-term financial goals. Her approach is focused on helping clients feel more organized, prepared, and confident as they transition into the next chapter of life.

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